Home & Property Insurance

INSURANCE FOR YOUR HOME & PROPERTY

Protect your Property with the right Homeowner's insurance plan.

Owning property is a big decision that needs adequate protection. Our licensed brokers work closely with you, your realtor, lender or bank to find an insurance policy that best fits. We focus on finding a rate that fits within your budget and providing the best coverage to protect your home & property. The process will be easy, straightforward and is highly rated by our clients.

INSURANCE FOR YOUR PROPERTY

Homeowner's Insurance

As an insurance broker we represent dozens of property insurance companies. This allows us to shop insurance rates, discounts and coverage. We represent you and our goal is to assist you in finding the best coverage for your home, or property. Our knowledgeable brokers can answer your questions related to insurance coverage, claims, and discounts available.

Home Insurance Highlights

Making the switch is easy: We contact your lender to update your insurance information and set up Escrow Payments.

WHAT OUR CLIENTS SAY

Reviews from our Home Insurance Customers.

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Annette was full of knowledge in helping me with my home insurance. Was both nice and professional.

Andy P.

Highland, California

PROPERTY TYPE

Types of Property Insurance

Flood / earthquake

Flood or Earthquake Insurance

Protect your home from unthinkable damage. Flood and earthquake coverage is often rejected by homeowner’s when choosing their home insurance policy. Devastating wildfires, and unpredictable floods are putting homeowners at risk of costly damage that is not covered by the standard homeowner’s insurance policy.

Get an earthquake or flood insurance policy to put your mind at ease. Do not limit yourself to state-run insurance plans. Contact one of our knowledgeable brokers today. We can create a budget-friendly insurance plan just for you. We are here to assist you in obtaining affordable rates and the protection you want.

Flood or Earthquake Insurance Highlights

CONDO

Condo Insurance

Condo insurance provides coverage for your personal items, any improvements you make to your home, and fulfills the insurance requirement for your mortgage. Another major benefit of condo insurance is payment of damages that the homeowner’s association plan will not cover. This benefit also provides personal liability coverage. As well as provides personal liability coverage which will pay for damages or injuries you accidentally cause to others.

Manufactured homes

Manufactured Home Insurance

Mobile home insurance will offer the same types of coverage as a regular homeowners package. This covers damages done to the structure and your belongings through a coverage loss. There is additional coverage that are offered such a personal liability and additional living expenses. Landlord policies are also available for mobile homes.

LANDLORD & DWELLING

Landlord Insurance & Dwelling Fire Insurance

Dwelling polices can be customized when they are occupied by the tenants , or owner. We can adjust coverage to fit our clients budget. These types of policies are our go-to when landlords have tenants occupying the property, and need insurance for that protects both the property and the landlords interest.

RENTERS

Renters Insurance

Renters insurance is usually required by many landlords. A standard renters insurance combines two important insurance coverage. The first coverage is personal property coverage. This will pay for any damage to your personal property as a result of a fire, smoke, or water damage. This also includes theft or burglary of personal property. The second important coverage is the personal liability. This coverage pays out when you accidentally damage another persons property, or you accidental hurt them. Auto insurance accidents are not covered under personal liability.

HOME QUESTIONS

FAQs Home & Property Insurance

What is a homeowner’s insurance policy?

A Homeowner’s policy covers the structure of your home along with your personal items if damaged by a fire or covered loss. It also includes coverage for liability claims if someone was to get hurt on your property.

Is earthquake or flood covered by my homeowner's policy?

Earthquake and flood are not included in your standard homeowner’s.
It can be added for an additional fee or coverage can be purchased separately.

Can my mortgage pay for my property insurance?

Yes, we can bill and send policy information over to your bank.

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