Insurance for Contractors
Types of Contractor Insurance
New, independent contractors or those who are subcontracted by other companies benefit from General Liability insurance. This type of insurance provides you with coverage when claims (lawsuits) are filed against your company. These claims involve damage to property, faulty workmanship or injuries to others. This coverage protects your company with the payment of legal representation or damage costs, should you ever need it. General Liability policies can be built to provide you with the coverage you need and want for your business.
Commercial Auto Insurance is available to any time of vehicle that is vital to your business. This includes cars, trucks, vans and more. This insurance coverage can be customized even on vehicles used for both personal or business-related errands. Whether its smaller vehicles used for food (or other goods) delivery or larger vehicles used to carry larger loads, all can be insured. Work with our top brokers to build a commercial auto insurance plan that best fits your business and budget.
California Contractor State License Board requires this type of insurance for all contractors to maintain a valid license. Contractors with no employees may apply to be exempt from this requirement. This insurance coverage will cover any work-related incidents that result in a worker’s injury or illness.