Frequently Asked Questions

An insurance brokerage is a middle person who will have contracts with multiple insurance companies. 

This allows the brokerage to shop insurance to offer clients multiple price quotes, different discounts and various coverage plans. 

A broker represents the clients. We shop rates to try and find an insurance company that will fulfill your needs.

Needs can be low cost of insurance, higher coverage limits or fast claim processing. 

A broker fee and/or service fee is a fee added to the cost of your insurance quote, or the service provided. 

This pays our brokerage for shopping quotes. 

Broker fees and/or service fees are not refundable once an insurance and/or service transaction is complete. 

A complete insurance transaction is approval of quote over the phone with payment, or signed application and payment.

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